NsureWise policies are made to be used
Insurance that works as hard as you do
NsureWise is reinventing how an insurance program works for employees. We believe in supporting employees by going beyond the basics. Our products cover out-of-pocket expenses and are there for you when the unexpected happens.
Explore the stories below to learn how we can help protect you from out-of-pocket medical expenses.
NsureWise policies are made to be used
Insurance that works as hard as you do
NsureWise is reinventing how an insurance program works for employees. We believe in supporting employees by going beyond the basics. Our products cover out-of-pocket expenses and are there for you when the unexpected happens.
Explore the stories below to learn how we can help protect you from out-of-pocket medical expenses.
Live healthier with GAP+
Gap+ is a program designed to help you take control of your health. Join the program to get connected with qualified healthcare professionals, telemedicine, wearable fitness devices and other health services so you can prevent potential health issues before they happen.
HOW IT WORKS
Short-Term Disability – Back Injury / Story
Susan falls down carrying laundry and hurts her back.
Her injury is severe enough to prevent her from returning to work for two months.
Susan’s employer gives her time off, but with no pay.
She makes $3,000 a month, but now she needs income to help cover her bills. Susan files a claim on her Triada Short-Term Disability policy.
NsureWise has her back.
After filing a claim, her policy pays her $1,800 each month (60% of her income) for the time she’s absent from work.
HOW IT WORKS
Short-Term Disability – Back Injury / Story
Susan falls down carrying laundry and hurts her back.
Her injury is severe enough to prevent her from returning to work for two months.
Susan’s employer gives her time off, but with no pay.
She makes $3,000 a month, but now she needs income to help cover her bills. Susan files a claim on her Triada Short-Term Disability policy.
NsureWise has her back.
After filing a claim, her policy pays her $1,800 each month (60% of her income) for the time she’s absent from work.
HOW IT WORKS
Accident –
Car Accident / Story
Mark is in a car accident and hurts his arm.
He visits the emergency room that afternoon and an X-Ray determines that his arm is broken.
His arm is put in a cast.
After filing a claim with his Triada Accident policy, Mark receives payments for $200 for his fracture, $300 for his treatment, and $75 for the X-Ray.
Mark is paid a flat amount.
He’s eligible for these payments regardless of his medical expenses.
HOW IT WORKS
Accident – Car Accident / Story
Mark is in a car accident and hurts his arm.
He visits the emergency room that afternoon and an X-Ray determines that his arm is broken.
His arm is put in a cast.
After filing a claim with his Triada Accident policy, Mark receives payments for $200 for his fracture, $300 for his treatment, and $75 for the X-Ray.
Mark is paid a flat amount.
He’s eligible for these payments regardless of his medical expenses.
HOW IT WORKS
Critical Illness –
Stroke / Story
Jeanette suffers a stroke.
She’s rushed to the hospital and receives a bill for her stay and treatment.
Her primary insurance covers only a portion of expenses.
With NsureWise Critical Illness Insurance, Jeanette can file a claim on her policy after her diagnosis.
NsureWise sends her $15,000.
Regardless of her medical expenses, Jeanette will receive a lump-sum payment of $15,000.
HOW IT WORKS
Critical Illness – Stroke / Story
Jeanette suffers a stroke.
She’s rushed to the hospital and receives a bill for her stay and treatment.
Her primary insurance covers only a portion of expenses.
With NsureWise Critical Illness Insurance, Jeanette can file a claim on her policy after her diagnosis.
NsureWise sends her $15,000.
Regardless of her medical expenses, Jeanette will receive a lump-sum payment of $15,000.
HOW IT WORKS
GAP+ Protects Ed’s Wallet
Ed has GAP+ through NsureWise.
Each month that Ed consults his personal dietitian and refills his blood pressure medication, he receives monthly payments for engaging in his Health Screening and Health Treatment Benefits.
Payments are deposited into Ed’s bank account.
It is deposited on the same day as his paycheck and help offset the cost of his GAP+ policy.
Ed can fund additional policies.
Since he’s enrolled in GAP+, Ed is also able to fund an Accident policy through NsureWise without reducing his take-home pay.
One day, Ed has an accident.
He falls down a flight of stairs, and is admitted to the emergency room where he undergoes an MRI and is diagnosed with a concussion.
Ed could have to pay his maximum out-of-pocket deductible.
Since Ed hasn’t met his health insurance deductible for the year, he could be expected to pay up to his maximum out-of-pocket for his treatment.
NsureWise bridges the GAP.
Ed’s GAP+ policy covers him for $2,500 of outpatient benefits. On top of that, his Triada Accident Policy will pay him $300 for his emergency room treatment, $300 for his MRI and $450 for suffering a concussion – regardless of his medical expenses.
HOW IT WORKS
GAP+ Protects Ed’s Wallet
Ed has GAP+ through NsureWise.
Each month that Ed consults his personal dietitian and refills his blood pressure medication, he receives monthly payments for engaging in his Health Screening and Health Treatment Benefits.
Payments are deposited into Ed’s bank account.
It is deposited on the same day as his paycheck and help offset the cost of his GAP+ policy.
Ed can fund additional policies.
Since he’s enrolled in GAP+, Ed is also able to fund an Accident policy through NsureWise without reducing his take-home pay.
One day, Ed has an accident.
He falls down a flight of stairs, and is admitted to the emergency room where he undergoes an MRI and is diagnosed with a concussion.
Ed could have to pay his maximum out-of-pocket deductible.
Since Ed hasn’t met his health insurance deductible for the year, he could be expected to pay up to his maximum out-of-pocket for his treatment.
NsureWise bridges the GAP.
Ed’s GAP+ policy covers him for $2,500 of outpatient benefits. On top of that, his NsureWise Accident Policy will pay him $300 for his emergency room treatment, $300 for his MRI and $450 for suffering a concussion – regardless of his medical expenses.